मुंशी

MUNSHI BHAI — WHOLESALE TRADE

Your business,
run on
WhatsApp.

Hindi

Munshi tracks stock, records udhaar, sends GST invoices, and negotiates with suppliers — all over WhatsApp. No app. No forms.

Request early access Watch demo →

0ms

Response target

Indian languages

App downloads needed

₹0

Setup cost

म

मुंशी AI

Basmati 25kg ka stock?

142 bags baki. Aggarwal Traders se last restock 3 din pehle.

मुंशी AI

online

Basmati 25kg ka stock?

✓✓ 2:41 PM

Message…

🎤

INVENTORYUDHAARGST INVOICENEGOTIATIONBNPL CREDITBHASHINI VOICEBECKN PROTOCOLOCEN LENDINGHINDI FIRSTINVENTORYUDHAARGST INVOICENEGOTIATIONBNPL CREDITBHASHINI VOICEBECKN PROTOCOLOCEN LENDINGHINDI FIRST

Sharma & Sons

CREDIT · 23 Mar

₹18,400

OVERDUE 5D

Aggarwal Traders

PURCHASE · 20 Mar

₹2,34,000

PAID

Mehta Wholesale

INVOICE · 22 Mar

₹87,500

PENDING

Jain Brothers

CREDIT · 18 Mar

₹44,200

OVERDUE 12D

Bansal Grain Co.

PURCHASE · 21 Mar

₹1,12,000

PAID

Party NameTypeAmountDateStatus

Sharma & SonsCREDIT₹18,40023 MarOVERDUE 5D

Aggarwal TradersPURCHASE₹2,34,00020 MarPAID

Mehta WholesaleINVOICE₹87,50022 MarPENDING

Jain BrothersCREDIT₹44,20018 MarOVERDUE 12D

Bansal Grain Co.PURCHASE₹1,12,00021 MarPAID

INVENTORY

Know your stock. Always.

Ask Munshi for any product count, get a low-stock alert before you run out, or log a new purchase — all in a single WhatsApp message. Works in Hindi, Hinglish, English, or voice.

Live Stock

Basmati 25kg142 bags

Toor Dal 50kg23 bags

Sugar 25kg87 bags

UDHAAR LEDGER

Your khata, always up to date.

Record credit given, payments received, and track dues party-by-party. Munshi keeps the ledger in real time so you never chase a number again.

Khata — Sharma & Sons

Chana Dal 20 bags

23 Mar

+₹6,200

Payment received

18 Mar

−₹12,000

Basmati 10 bags

10 Mar

+₹24,000

Total Due₹18,200

AI NEGOTIATION

Let Munshi negotiate for you.

Munshi talks to suppliers automatically over the Beckn protocol — sending offers, comparing prices, and closing purchase orders while you focus on your business.

AI Negotiation — Live

SUPPLIERBest price: ₹2,450/qtl

MUNSHIOffer ₹2,280. 50 qtl order.

SUPPLIER₹2,350, final.

MUNSHIAccepted. PO generated ✓

BUILT ON OPEN PROTOCOLS

India's digital
infrastructure stack.

Built entirely on open, sovereign protocols. No lock-in. No foreign middleware. Your data stays in India.

WhatsApp Business

Primary channel

Beckn Protocol

Commerce & trade

OCEN

Credit access

भ

Bhashini

Language AI

India Stack

Sovereign infra

A DAY IN THE LIFE

From sunrise to closing,
Munshi runs the business.

One kirana owner.
One WhatsApp.
Full business control.

8:00 AMINVENTORYMorning stock check

Aaj ka stock dikha 📦

Basmati 25kg — 142 bags ✓ Toor Dal 50kg — 23 bags ⚠️ Low Chana Dal — 88 bags ✓ Low stock alert: Toor Dal reorder karna hoga.

INVENTORYMorning stock check

Aaj ka stock dikha 📦

Basmati 25kg — 142 bags ✓ Toor Dal 50kg — 23 bags ⚠️ Low Chana Dal — 88 bags ✓ Low stock alert: Toor Dal reorder karna hoga.

8:00 AM

11:30 AM

NEGOTIATIONSupplier negotiation

Toor Dal ke liye best price nikalo, 100 bags chahiye

Negotiation started with 3 suppliers on Beckn... Best offer: Gupta Agro — ₹2,280/qtl (was ₹2,450) Saved: ₹1,700 on this order ✓ PO bhejoon?

INVOICEInvoice for Mehta ji

Mehta Traders ka invoice banao — Basmati 50 bags @ ₹2,100

Invoice #INV-2847 ready ✓ Mehta Traders 50 bags Basmati 25kg Subtotal: ₹1,05,000 GST 5%: ₹5,250 Total: ₹1,10,250 WhatsApp pe share karoon?

2:15 PM

5:00 PM

LEDGERPayment received

Sharma ji ne ₹8,000 diye aaj

Recorded ✓ Sharma & Sons ledger updated Payment: +₹8,000 (24 Apr) Balance due: ₹10,400 Receipt bhejoon Sharma ji ko?

SUMMARYDay's summary

Aaj ka hisaab dikha

📊 24 April — Daily Summary Invoiced: ₹1,10,250 Payments in: ₹8,000 Negotiation savings: ₹1,700 New orders: 2 Kal Toor Dal restock yaad karna. 👍

8:30 PM

व

THE OLD WAY

Before
Munshi.

THE MUNSHI WAY

After
Munshi.

Check stock levels

Walk to godown, count manually25 min

WhatsApp: "Basmati ka stock?"3 sec

Record a payment

Open register, write entry, calculate balance8 min

WhatsApp: "Sharma ji ne ₹5000 diye"2 sec

Send a GST invoice

Open Tally/Excel, fill details, export PDF, share20 min

WhatsApp: "Invoice banao Mehta ji ke liye"5 sec

Negotiate with supplier

Multiple calls, haggling, risk leaving money on table2 hrs

Munshi negotiates automatically over Beckn4 min

Check who owes you money

Flip through register pages, add up manually15 min

WhatsApp: "Kitna udhaar baaki hai?"2 sec

Time lost daily~2.5 hrs

With Munshi~6 min

THE OLD WAY

Before
Munshi.

THE MUNSHI WAY

After
Munshi.

Walk to godown, count manually

25 min

Check stock levels

WhatsApp: "Basmati ka stock?"

3 sec

Open register, write entry, calculate balance

8 min

Record a payment

WhatsApp: "Sharma ji ne ₹5000 diye"

2 sec

Open Tally/Excel, fill details, export PDF, share

20 min

Send a GST invoice

WhatsApp: "Invoice banao Mehta ji ke liye"

5 sec

Multiple calls, haggling, risk leaving money on table

2 hrs

Negotiate with supplier

Munshi negotiates automatically over Beckn

4 min

Flip through register pages, add up manually

15 min

Check who owes you money

WhatsApp: "Kitna udhaar baaki hai?"

2 sec

Time lost daily~2.5 hrs

With Munshi~6 min

व

FROM THE FIELD

Traders who switched to
Munshi Bhai.

“

Pehle roz subah ek ghanta khata likhne mein jaata tha. Ab Munshi se ek message mein sab ho jaata hai.

Ramesh Agarwal

Grain Merchant, Nagpur

Hinglish

“

Pehle roz subah ek ghanta khata likhne mein jaata tha. Ab Munshi se ek message mein sab ho jaata hai.

Ramesh Agarwal

Grain Merchant, Nagpur

Hinglish

“

My supplier negotiations used to take hours of back-and-forth calls. Munshi closed a deal in 4 minutes at better rates.

Priya Mehta

Textile Wholesaler, Surat

English

“

ਸਾਡੇ ਕਾਰੋਬਾਰ ਵਿੱਚ GST invoice ਬਣਾਉਣਾ ਔਖਾ ਸੀ। ਮੁੰਸ਼ੀ ਨੇ ਇਹ ਸੌਖਾ ਕਰ ਦਿੱਤਾ।

Gurpreet Singh

Hardware Dealer, Ludhiana

Punjabi

QUESTIONS

Common
questions.

Still curious? Message us on WhatsApp and we'll answer personally.

No. Munshi works entirely through WhatsApp — which you already have. Just send a message and get started. No downloads, no logins, no onboarding flows.

Munshi supports Hindi, Punjabi, Gujarati, Marathi, Bengali, Tamil, and English — including mixed Hinglish. Voice notes work too, powered by Bhashini's speech recognition.

Munshi connects to suppliers over the Beckn open commerce protocol. You set a target price; Munshi sends offers, reads counter-offers, and closes the deal — all automatically, within your limits.

Yes. Samji runs on India-region cloud infrastructure only (ap- region enforced). We use India Stack's open protocols and never route your data through foreign servers.

Munshi generates GST-compliant invoices automatically — correct CGST/SGST/IGST split, party details, and invoice numbers. You can share them directly via WhatsApp or PDF.

Yes. The OCEN integration lets Munshi help you apply for short-term business credit based on your transaction history. Munshi handles the paperwork; you review and approve.

PILOT PROGRAMME

Ready to meet
your Munshi?

Limited spots open. We'll connect your WhatsApp number and have your business running in minutes.

WhatsApp Number

No app download. We'll message you directly.

Your business,run onWhatsApp.

Know your stock. Always.

Your khata, always up to date.

Let Munshi negotiate for you.

India's digitalinfrastructure stack.

From sunrise to closing,Munshi runs the business.

BeforeMunshi.

AfterMunshi.

BeforeMunshi.

AfterMunshi.

Traders who switched toMunshi Bhai.

Commonquestions.

Ready to meetyour Munshi?

Your business,
run on
WhatsApp.

India's digital
infrastructure stack.

From sunrise to closing,
Munshi runs the business.

Before
Munshi.

After
Munshi.

Before
Munshi.

After
Munshi.

Traders who switched to
Munshi Bhai.

Common
questions.

Ready to meet
your Munshi?